Brenda Carmen, we have received your application. If its between 7 am and 6 pm PST, Call 855-995-0010 and use reference 877973169 to get your full approval details for balance reduction after ID verification. If it is after hours, please call us M-Fri during those hours or our agents will reach out. Please answer our call from "VFM" with a 916 or 279 area code. Thank you. . Reply STOP to unsubscribe.