Hey Devid I know you're busy and i don't want to bug you but I'd like to hop on a quick call and discuss the programs available to you. It will help a lot.
Good Morning Devid, I sent you a text and an email yesterday in regards to the Programs in your state to help you get you out of this situation and lower your monthly payments. Do you have time today to get on a quick call? I'm available now if you're free.