Hi there! Your underwriter reviewed your application, he reached out and let me know the credit was a little lower than what that processing bank needs to proceed with an approval. However, I have another processing bank that doesn't look at credit as closely. I sent over a new e-sign for you. If you can sign that this morning then I can get your application in front of your new underwriter today to speed up your approval. Let me know if you don't see that. Sometimes that ends up in spam. Thanks!