This serves as a STERN AND WARNING in relation to your outstanding obligation with ATOME CARD, our company sent its repeated demands for you to settle and pay your obligation but the same remains unheeded. Thus, we will be giving you only (1) day from receipt of this message as your last opportunity to pay your outstanding balance. Otherwise, our client will be constrained to file the possible appropriate legal action against you which may result in negative credit standing across all financial institution. This message is confidential please do not share or forward. Thank you and Keep Safe.